Why should Zoho CRM blogs always talk about CRM? It is always good to have one or two off-topic posts isn't it? :-)
Shopping? - Pay by Cash, Avoid Cards
Last evening I was in our neighborhood grocery store to do some
shopping. My list of items-to-purchase was not more than 7. But when I
reached the billing counter, my basket was full and the total of items
counted to 22! The bill amount was Rs.1176 (USD 26). If I stick to my
original list of 7 items it would have not cost more than Rs.500 (USD1
11). On my way back to home, I was thinking about - what made me pick
up 15 items more which were not in the list? The reason is - Cards.
Having a card gives a push/temptation to purchase more, though you
don't have a necessity. And super markets are very tempting, and they
make people to buy more and more.
The best way to avoid this extra purchase and keep shopping habit under
control is to pay by cash, and avoid using cards. Having
cash in hand puts a psychological restraint and helps in purchasing
only what we need with the cash in hand.
Coincidentally, today I read a similar article in
consumerist.com
which describes how one of their reader paid off her debt. One of the
trick she used is - Paying in cash. I strongly believe that, it is an
effective way to restrain yourself from purchasing more.
:-) Happy shopping.
- Rajesh
